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Title:

Junior Underwriter

Location:

Hybrid - 3 days a week in the London office

Job Description -

Our clients are an MGA operating across the Property & Legal Insurance market. They are well established, highly successful and looking for a junior underwriter who they can train, develop and mould into their way of underwriting.
Their business is introduced through Brokers and Solicitors and premiums range from £50-100k. This business is a one off insurance, so an important part of the role is relationship focused to ensure a steady flow of new business enquiries, as such you must enjoy being in the market and be able to work in the London office 3 days a week.

This may potentially interest a 2026 graduate with a 2.1 or above degree in Law, Politics, Accounting, Finance, Property or similar or a 2025 Graduate with underwriting experience who wishes to undertake a new challenge.

In summary our clients are seeking a candidate with -

  • 1-3 years work experience with a good understanding of insurance fundamentals
  • Curiosity and a willingness to learn
  • Ambitious with drive to succeed
  • Good communication skills and confidence dealing with brokers
  • The right attitude and personality to fit

Key Responsibilities -

  • Conduct a thorough analysis of risks to ensure they are appropriate for the business, by assessing:
  • Whether the risk is acceptable within the parameters and guidelines agreed with the insurer
  • The level of premium for which to accept the risk on behalf of the Insurer to generate income and profit to the company
  • Ensure the acceptability of a risk is always considered in line with company guidelines, procedure and processes.
  • Determine correct pricing based on financial and competition analysis, and in line with compliance requirements, providing appropriate and justifiable quotations for risks.
  • Act strictly within the personal authority issued by the Company on behalf of the Insurer from time to time.

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