Job Description -

This is a unique opportunity to be part of a new MGA, help start the business and reap the rewards!
Our clients are launching a specialist Commercial Property Owners and Commercial Unoccupied MGA focused on disciplined underwriting, service-led distribution, and a sub-30% loss ratio across all product lines.
We are seeking a Senior Underwriter who will initially support the Head of Underwriting and transition into a Deputy Head of Underwriting role within 12–18 months as the business scales.
This is not a traditional underwriting role. The position is designed for a commercially astute relationship builder who understands property underwriting deeply and can represent the business externally with credibility and authority.
Our clients will specialise within non standard Property owners and unoccupied properties. Joining the Head of Underwriting the role would be 'development' focused and broker facing as the job holder would be promoting the MGA to brokers throughout the UK.

Key Requirements -

Essential Experience - 

• Minimum 5 years property underwriting experience.
• Strong knowledge of Commercial Property Owners and Unoccupied Property.
• Demonstrated broker relationship management capability.
• Experience handling referrals and complex risk decisions.

Desirable Experience - 

• Exposure to delegated authority / MGA structures.
• Involvement in capacity reporting.
• Understanding of loss ratio management and RBR concepts.
• Experience with performance-led portfolio management.
• Experience operating on Acturis or equivalent software house.
• Knowledge of Residential Property to support future product expansion.